Finavator: Bridging The Gap To The Future of Finance

Finavator is a 5-year-old award-winning fintech and strategy firm, recognized as FinTech & Strategy Firm of the Year 2025 – Canada by Corporate Vision Magazine. We help drive North American growth and innovation, serving credit unions, banks, fintechs, and Fortune 500 companies.

Open Banking - Connecting regulation with innovation.
Payments - Simplifying complexity for seamless efficiency.
FinTech - Turning bold ideas into successful execution.

Finavator brings them together, through strategic partnerships and tailored solutions, empowering clients to thrive in a rapidly evolving financial landscape.

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Best Of Service

Shaping The Future Of Finance

Unlock the knowledge, strategies, and connections you need to drive real innovation in finance.

Whether you’re a bank, FinTech, or industry leader, we will equip you with the tools to navigate the future of finance with confidence.

Strategic Partnerships

Unlock new growth opportunities by leveraging our industry expertise and ecosystem connections to forge impactful strategic partnerships.

Open Banking & Payment Solutions

Optimize your payment strategy with a comprehensive assessment, innovative use cases, and tailored solutions designed to enhance efficiency and customer experience.

Innovative Marketing

Drive business growth with a results-driven marketing strategy, crafted and executed using our deep fintech expertise to elevate your brand.

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TRUSTED BY

What Clients Say

Dedication, expansive payment knowledge, and industry connections is what we’ve received from our partnership with Michelle Beyo, CEO, Finavator. It’s been refreshing working with a partner who makes your goals their goals.

Miladys Felix

Senior Sales Executive, Discover Network

Michelle has an exceptional track record of helping organizations like Tillo to maximize their potential across the finance sector. We see enormous benefits within the fintech sector in the US and UK for driving customer acquisition and long-term relationships using the power of gift cards. Drawing on Michelle’s experience and expertise will enable us to help them to accelerate growth.

Alex Preece

CEO Tillio

Working with Michelle Beyo has been a masterclass in strategic collaboration and genuine industry leadership. Michelle brings exceptional value through her extensive network across venture capital, financial services, and enterprise technology. What truly distinguishes her is her ability to translate complex technical concepts into actionable business strategy, making sophisticated ideas accessible for diverse audiences, from C-suite executives to technical teams. I've had the privilege of collaborating with Michelle on multiple projects, including her podcast (check out Episode #1: Intersection of AI and The Future of Finance!). What sets Michelle apart is that when she discusses building a more inclusive and ethical financial system, it's grounded in both deep expertise and genuine principle. She's not just a connector; she's a catalyst for meaningful change in financial services.

Russell Moore

CEO & Founder, amotivv

I’ve worked with Michelle in many different capacities; as a supplier, a vendor, a partner, co-presenter at industry conferences and even as a competitor. When she launched her firm Finavator, we were eager to be one of her first clients and Michelle helped shape our successful strategy with a major bank client. As a result, I have a unique but well-rounded view of Michelle’s and Finavator’s exceptional abilities, both as a business leader, consultancy, and people-leader.

Jonathon Hamberg

CEO of Berkeley Payments, EQ Bank Prepaid Partner

I met Michelle at a conference in Amsterdam and it only took 2-hours to realize she was someone we needed to be in business with. From her energy to her extensive payments, fintech and banking network, she and Finavator have been a tremendous resource and value add to our practice and clients. She is a must-know in our industry, and Finavator represents one of the few consulting firms with real time command of the bleeding edge of financial and banking technologies.

Adam T. Hark

Managing Member, Wellesley Hills Financial LLC

Michelle's ability to impact and influence global partners, navigate through complex organizational processes and incredibly strong relationship management skills have supported our team throughout the year. I wish her the best of luck further scaling her business and continued work on identifying and connecting Canadian brands for the mutual benefit of innovating products and services.

Mike Pronski

ASSOC. VP TD Bank / UGO

As a CPPO member, Michelle Beyo CEO @ FINAVATOR has helped curate FinTech content for our symposium, secured new industry members, added insights to our government committee as well as brought a breadth of industry experience to our marketing efforts!

Jennifer Tramontana

Co-Founder CPPO

Michelle came to speak, as a subject matter expert, in one of our organization's quarterly meetings where she immediately displayed her breadth of knowledge and experience in the payments industry. Not only did the team appreciate Michelle’s detailed explanation of the current trends and challenges in the Canadian payments space, her vast experience in the field of prepaid cards and prepaid processing was also very relevant for the team. She has a very strong executive presence making her an excellent facilitator and public speaker and a must-have at your next event.

Jason Groulx

VP Payment Source Inc

Education

Innovation

Strategic Growth

Education

Innovation

Strategic Growth

ABOUT FINAVATOR

Building the Future of Finance Together.

At FINAVATOR, we drive the human element toward the future of finance by leveraging innovation, education, and strategic growth. We believe that true progress happens when people, technology, and strategy align—turning ideas into impact.

Finavator Course

Our Approach - Educate

Ten Elements Influencing the Future of Finance

MODULE 1 MODULE 2 MODULE 3

Exploring Fintech Innovations: Discover how cutting-edge technologies like Banking-as-a-Service (BaaS), Embedded Finance, and Payments are transforming financial services and customer engagement. Uncovering how businesses can leverage these innovations to enhance user experiences, drive growth, and stay ahead in the evolving financial landscape.

Strengthening Security & Trust in the Digital Age: Delve into the critical aspects of safeguarding digital interactions. This module provides a comprehensive overview of Cybersecurity, Digital Identity, and Open Data, equipping you with the insights needed to protect sensitive information, ensure robust identity verification, and effectively utilize open data. Learn how to build resilient systems and establish trust in an increasingly interconnected world.

Powering the Future of Finance: Explore how Web3, Digital Currencies, and Blockchain are reshaping the financial ecosystem. This module uncovers the transformative potential of decentralized technologies, enabling new financial models, enhancing transparency, and driving innovation. Gain insights into the evolving digital economy and how these advancements are shaping the future of finance.

6 Hour Online Course / 365 Day Access

Omar Moonis, ex-Citi Banker

Sharing The Finavator Experience

Ask Michelle Beyo To Speak at Your Next Event

finavator money 2020 stage Michelle Beyo

Podcast

Step Into The Future of Finance

This bold new podcast series inspires and informs with in-depth conversations on trends reshaping banking, payments, digital identity, financial inclusion, and responsible igaming.

Join thought leaders, technologists, and rising stars as they decode what’s next in finance innovation, delivering practical insights and expert perspectives for forward-thinking listeners.

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Impact

Finavator

Igniting global discussions on the future of finance, from TEDx to Money20/20, Fintech Meetup, and Open Banking Expo—driven by a passion for innovation and impact.

20+

Years of Experience

3

Countries

30+

Clients

AWARDS

FOUNDER

Michelle Beyo

Founder, CEO

Michelle Beyo

Internationally recognized thought leader and speaker, Michelle has graced prestigious stages worldwide, including Santa Barbara TEDx, Money20/20, Fintech Meetup, and Open Banking Expo, sparking dialogue on finance’s future. A dedicated mentor and Money20/20 RiseUp alum, she serves on the Advisory Boards of Tillo Rewards and VoPay.

As President and Board Member of Open Banking Network Canada (OFNC), she champions consumer data rights, transparency, and security in finance.

Her passion for leveraging technology to drive financial inclusion shapes global finance innovation and was the catalyst for Finavator.

Honored as one of Toronto’s Top 50 Women Leaders (2023) and Most Outstanding FinTech Executive Canada (2022), Michelle also earned a spot on the Women in FinTech Global Power List (2021) and contributed to the USA bestseller Habits of Success.

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INDUSTRY INVOLVEMENT

IN THE NEWS - Future of Finance

Empowering Businesses to Accelerate and Innovate.

Michelle Beyo

Co-Author

This anthology draws wisdom from over forty exceptional leaders, ranging from CEOs to Coaches to world-changers. Habits of Success presents a diverse array of habits that you may choose to suit your concept of success.

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Finavator: Bridging The Gap To The Future of Finance

Finavator is a 5-year-old award-winning fintech and strategy firm, recognized as FinTech & Strategy Firm of the Year 2025 – Canada by Corporate Vision Magazine. We help drive North American growth and innovation, serving credit unions, banks, fintechs, and Fortune 500 companies.

Finavator brings them together, through strategic partnerships and tailored solutions, empowering clients to thrive in a rapidly evolving financial landscape.

Shaping The Future Of Finance

Strategic Partnerships

Open Banking & Payment Solutions

Innovative Marketing

What Clients Say

Miladys Felix

Alex Preece

Russell Moore

Jonathon Hamberg

Adam T. Hark

Mike Pronski

Jennifer Tramontana

Jason Groulx

Building the Future of Finance Together.

Ten Elements Influencing the Future of Finance

Sharing The Finavator Experience

Step Into The Future of Finance

Finavator

20+

Years of Experience

3

Countries

30+

Clients

AWARDS

Michelle Beyo

Michelle Beyo

Empowering Businesses to Accelerate and Innovate.

Co-Author

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